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First Time Home Buyers Mortgages Student Debt

So You Have Student Debt – Does This Mean You’re Stuck In a Rental?

Student debt can be overwhelming for many individuals. Whether you are 22 and just out of college or you decided to pursue a higher degree, education today is not cheap. Therefore, it is quite likely that you will finish your schooling with a degree in hand and debt on your mind. What does student debt […]

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First Time Home Buyers Loan Officers Mortgages

The Importance of a Good Loan Officer – Yes, It Matters!

When you decide to buy a home, who makes it happen? Who is in charge of the magic that drives the sale? If you said the real estate agent, you would be wrong! While a real estate agent is very important in the purchase or sale of a home, they don’t make the magic happen. […]

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Loans Mortgages

Common Loans – Understanding the Basics

With all of the different loans available today, it can be overwhelming to try to understand exactly what is available. Even worse, how do you choose what type of loan is right for you? Though every person has unique needs when it comes to lending, this guide can help you start looking in the right […]

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Debt Consolidation Mortgages Refinance

Do and Don’t of Debt Consolidation

The concept of debt consolidation is attractive to many people. After all, if you have numerous debts, trying to pay every bill every month can be a challenge. In addition, firms that specialize in debt consolidation loans make the loans sound appealing. While consolidation of your debt is often a good idea, in some cases, […]

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Conventional Loans FHA Loans Kentucky Housing Loans Mortgages

Knowing the lenders in your area: National vs Regional

When you decide to buy a house, one of the biggest decisions you will make is what type of lender to use. Depending on where you live, there could be several lending options. While there are a number of loan products that are available throughout the United States, others are only offered to residents of […]

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Budgeting Credit Credit Repair Mortgages Purchasing a Home

Who are You on Paper?

To your friends, you are the funny guy or girl that everyone likes to invite to the party. To your parents, you are the one who can do no wrong. To your cat, you are “the one with the food.” However, who are you to lenders, creditors, and banks? Who are you on paper? We […]

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First Time Home Buyers Home Improvement Mortgages

So, You’re a Homeowner… Now What

Once you have finally closed on your house, and the movers have arrived with all your belongings, what should you do? Is it time to find the best Thai takeout in the neighborhood and then fall into a carb-induced coma and save unpacking for tomorrow? While that can certainly be tempting, there are a few […]

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Mortgages Refinance

Four Reasons to Consider Refinancing

Refinancing a mortgage—you may have heard of others doing this, but why? Isn’t this only something you do if you are in a financial bind? Actually, no. In fact, usually the best time to consider refinancing is when you are working towards a stable financial future. We’ve put together a list of four reasons why […]

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Down Payment Financing Mortgages

Save Money–Say Goodbye to PMI

Private mortgage insurance or PMI is a must-have for homebuyers who purchase a home without putting down at least 20% isn’t it? While you may have needed to buy it when you signed for your mortgage, once you’re comfortable in your house, it may feel like you would rather spend your hard-earned money on something […]

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Kentucky Housing Loans Mortgages

KHC Loans – An Excellent Opportunity for Kentucky Homebuyers

If you are looking to buy a home, the options can be a bit overwhelming at times. Additionally, even with all those options, it can sometimes feel like there is no way you would qualify for a loan. Luckily, Kentucky residents have an excellent resource to make home buying easier and more affordable—KHC.  KHC (Kentucky […]

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