Purchasing a home is a significant goal for many people. There is nothing that feels better than signing that paperwork, moving in your belongings and turning a house into YOUR home. The current economic climate has turned most areas of the country into a seller’s market. That’s great when you are selling, but if you […]
You’ve probably heard the (admittedly smart) advice from many–”Make sure you get pre-approved before you begin shopping for a home!” or “Don’t think about putting in an offer on a house without a pre-approval letter in hand.” However, getting pre-approved may seem like a tricky matter and the idea a bit overwhelming. In reality, preapproval is […]
When you are shopping for a home, you are likely focused on finding the right place—a home that meets your needs and has some of your wants, in a convenient location. However, just as important is making sure that the mortgage you choose to pay for this home will not cause you undue stress—today or […]
It can be really hard to find an independent contractor that is reliable and that you can trust. We have gone through a handful of contractors and we understand how hard it can be to find quality workmanship. If you’re like us and you’re renovating your home by yourself, one independent contractor to help can […]
If you’ve been shopping for a home for any length of time, chances are you’ve learned a bit about mortgages. One thing that comes up very often when you’re shopping for a mortgage is something called mortgage points or discount points. Understanding what these are and what they do, can help you make a smart […]
When you are looking over your household finances, you probably come across a lot of acronyms. APR, FDIC, IRS–the list goes on and on. However, there is one acronym that you will want to know for sure, that acronym is HELOC. Let us show you what a HELOC is, and how it can make a […]
We’re so glad that we can team up with Liberty Financial and share with you our home renovation process! John and I never saw us as home renovation people but the next thing we knew, we were having date nights at the hardware store. We’re not sure who we’ve become but if it’s on the […]
Home renovations are all the craze right now and we’re really enjoying the trend. Renovations are an excellent way to turn an eyesore into a palace. Liberty Financial makes home renovations possible through Home Equity Line of Credit services*. It’s one of the stress-free ways to transform your home! Who’s ready for some home renovation inspiration? We […]
One of the most difficult parts of buying a home is deciding on the right kind of loan for your particular situation. With all of the options, it can become very frustrating to sort through the details. Two types of loan that you may have heard about are an FHA loan and a USDA loan. […]
If you’ve considered buying a home, you know that many things affect your ability to get a home loan. However, you are likely very concerned about your credit score and how it will impact your home loan. We’ve put together some information about this, so you’ll know what to expect as you start the home […]
