“Oh, I’ll just wait until I find a house and take care of the financing then…” That could be the one phrase that comes back to haunt you one day. Working in the mortgage industry, I hear from all types of homebuyers—from those who have 20-year plans to those who like living life by the […]
As a loan officer, I may not always be the life of the party full of witty stories about my workday. However, friends and neighbors do come to me regularly with questions about buying homes, mortgages and, more recently, refinancing. It seems with the immediate mortgage crisis beginning to subside that homeowners are starting to […]
Does it seem like you’ve been to a lot of housewarming parties lately? Home ownership is once again becoming more financially feasible here in the Louisville area, and it could be your turn to host a cracker, wine and cheese party too. Owning a home is the “American Dream”—now more than ever before. Plus, if […]
Buying your first home is an exciting time! For some, purchasing a first home can mean a step toward independence. For others, it means transitioning from paying rent to someone else, and instead making an investment in ownership. Whatever the excitement and motivation, first time home buying can also be very overwhelming! If you are […]
If you are planning to borrow for a home purchase, here are five reasons why you will love an FHA loan: 1. FHA has low down payment requirements (as low as 3.5% of the purchase price). When you apply for an FHA loan you also have the flexibility on acceptable sources used for a down […]
The holidays are here, and before we know it will 2015. With the New Year approaching fast, some of us are getting itchy feet and are ready to purchase their first home. A new home for the New Year sounds great… but you definitely don’t want to make any decisions you’re not 100% happy with […]
Who knew there were so many factors in finding the right home? Certainly not me! Sure, I had an idea of what I wanted and where I’d like to live, but wow, there are so many other things to consider when purchasing a new home. A home is about more than the number of bedrooms […]
