Latest Posts

Data Security

Data Breaches: What You Need to Know

With so many merchant data breaches in the news, we want you to know that Liberty Financial is ready to help if your personal or financial data is ever compromised. We take service to our members seriously and will do everything we can to ensure that action is taken – quickly – to help you […]

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Data Security

Fraud Prevention Tips

Here are some practical tips to help you avoid fraud online. Do not share your online banking credentials. You should never have to give out your online banking credentials to receive a deposit. Please call the credit union immediately if you have shared your credentials with anyone. We require Multifactor Authentication to log in to […]

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Mortgages Renovation Inspiration

5 Tips for the Perfect Retaining Wall

John and I wanted to build a retaining wall to help with our flooding issues. The way the land is formed around our house creates a lot of flood zones and it’s something we needed to address rather quickly. In addition to building the retaining wall we also installed a couple of French drains, but […]

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Mortgages Renovation Inspiration

Tips for Living with Renovation Dust

Before our home renovation project took off we used a small room that was perfect for housing all of our tools and equipment. John organized the room nicely, complete with a pegboard of hooks. It was photograph and magazine publication worthy of the perfect nook with anything you could think of to complete any home […]

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Mortgages Offers

The Secret to Getting Your Offer Accepted in a Seller’s Market

Purchasing a home is a significant goal for many people. There is nothing that feels better than signing that paperwork, moving in your belongings and turning a house into YOUR home. The current economic climate has turned most areas of the country into a seller’s market. That’s great when you are selling, but if you […]

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Mortgages Pre-Approval

Pre- Pre-Approval – Five Steps to Help You Get Approved

You’ve probably heard the (admittedly smart) advice from many–”Make sure you get pre-approved before you begin shopping for a home!” or “Don’t think about putting in an offer on a house without a pre-approval letter in hand.” However, getting pre-approved may seem like a tricky matter and the idea a bit overwhelming. In reality, preapproval is […]

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Conventional Loans FHA Loans Mortgages

Comparing Loans – FHA Vs. Conventional

When you are shopping for a home, you are likely focused on finding the right place—a home that meets your needs and has some of your wants, in a convenient location. However, just as important is making sure that the mortgage you choose to pay for this home will not cause you undue stress—today or […]

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Mortgages Renovation Inspiration

Home Renovation Inspiration: What to Look for in an Independent Contractor

It can be really hard to find an independent contractor that is reliable and that you can trust. We have gone through a handful of contractors and we understand how hard it can be to find quality workmanship. If you’re like us and you’re renovating your home by yourself, one independent contractor to help can […]

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Mortgages Points

What Does “Buying Points” on a Mortgage Mean?

If you’ve been shopping for a home for any length of time, chances are you’ve learned a bit about mortgages. One thing that comes up very often when you’re shopping for a mortgage is something called mortgage points or discount points. Understanding what these are and what they do, can help you make a smart […]

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HELOC Mortgages Renovation Inspiration

HELOC – An Acronym Everyone Should Know

When you are looking over your household finances, you probably come across a lot of acronyms. APR, FDIC, IRS–the list goes on and on. However, there is one acronym that you will want to know for sure, that acronym is HELOC. Let us show you what a HELOC is, and how it can make a […]

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