When you open a money market savings account, you’ll earn higher dividends than a traditional savings account without locking up your cash like a certificate.
Certificates are a great way to earn safe, guaranteed returns, with a low minimum of $1000 and high dividend rates.
We have savings accounts suited for your needs:
Your earnings are sheltered from taxes—allowing your money to grow faster than funds in an ordinary savings account.
At Liberty, you’ll find all the features you’re looking for in an IRA:
Our HSAs do not have an annual maintenance fee and offer the following benefits:
Members who qualify based on dividends earned or mortgage interest paid will receive separate forms before January 31 for tax-reporting purposes. Those holding IRAs, CESAs, and/or HSAs will receive individual IRS reporting forms.
A personal loan requires no collateral, but still offers a low interest rate, comfortable terms, and fast, convenient service.
At Liberty Financial, we offer all of the features you’re looking for in an auto loan—with no application fee.
Take advantage of low rates, local service, and a valuable rewards program. Or, you can opt for an even lower rate. The choice is yours!
Liberty Financial can help you get the extra cash you need by letting you postpone up to two monthly loan payments per year without hurting your credit!
Looking for a home outside the city limits? A USDA Rural Housing Loan may be right for you.
This program is available to residents, fellows, new, and established physicians alike.
*Restrictions apply. See page for full details.
Liberty‘s Jumbo Loan program can help you secure your large mortgage.
*Restrictions apply. See page for full details.
Our construction loan program can make your dream home a reality.
*Restrictions apply. See page for full details.
Use your home’s equity as a down payment on your new purchase.
Purchase your new home with no PMI.
*Restrictions apply. See page for full details.
Need cash for a large expense? Enjoy a great rate when you take advantage of your home’s equity.
We offer programs to help you purchase or refinance your condo.
The Kentucky Housing Corporation is a self-supporting public corporation of the Commonwealth of Kentucky that works to make homeownership possible for Kentucky families. Support and 100% financing are available for Kentuckians.
Tennessee Housing Development Agency (THDA) loans make home ownership a reality for many people in Tennessee.
The Alabama Housing Finance Authority (AHFA) is a public corporation and agency of the State of Alabama created to serve the housing needs of low- and moderate-income Alabama residents.
A cash-out refinance is a replacement of your original mortgage
This mortgage option is a way for us to give back to some of those who play vital roles in our local communities so they can enjoy the dream of home ownership.
*Restrictions apply. See page for full details.
Our FHA program can make your dream of home ownership a reality!
This mortgage solution helps first-time homebuyers achieve the dream of homeownership. Plus, there are no borrower geographic or income restrictions.
*Restrictions apply. See page for full details.
Lock in a low, fixed rate for the life of your mortgage.
*Restrictions apply. See page for full details.
Our popular SmartMove Mortgage lets you refinance your existing mortgage to a low rate.
The VA loan is available to eligible veterans and active-duty military personnel.
If you’re a Liberty Financial member who travels or lives away from one of our branches, you’ll be pleased to know that the credit union is among thousands of other credit unions all across the country who offer their members more convenience by sharing locations.
Help protect the environment and your account information with eStatements, Liberty Financial’s free online statement service. With eStatements, your statements are available online anytime.
Liberty Financial provides overdraft protection services to ensure you have the purchasing power you deserve whenever and wherever you need it.
Now you are able to deposit checks anytime, from anywhere with remote deposit! This feature of online and mobile banking allows you to deposit a check into your Liberty Financial account via smart phone, tablet, or computer scanner.
You’ll know they’re safe when you store them in a safe deposit box at Liberty Financial.
You’ll earn valuable points redeemable for brand-name merchandise, cash back, gift cards, or travel with every qualifying purchase you make with your qualifying Liberty debit or credit card.
Liberty’s free online banking service offers the ultimate account access, control, and security on one simple screen.
Use Apple Pay™ and your ETFCU debit and credit cards to pay the easy, secure, and private way at hundreds of thousands of stores and participating apps.
Looking for the perfect gift? Your family and friends will love Mastercard® Gift Cards—available now at any Liberty Financial office for only $2.00 per card!
Use your Liberty Financial reloadable prepaid card almost anywhere you make purchases, including those made online or by phone. Plus, you will enjoy all the security and protections you expect from a Mastercard card—including disputed charge resolution, zero liability for fraudulent transactions, and replacement of a lost or stolen card.
