Your Liberty Financial debit and credit cards will be upgraded from Visa® to Mastercard® in the coming weeks.

You’ll still enjoy all of the same great features as before with Visa, plus new benefits exclusive to Mastercard!


Best of all, your Liberty Financial account benefits remain the same!

  • You can still earn 3.00% APY with Vertical Checking

  • Platinum Rewards debit and credit card points will transfer automatically

  • Enjoy free ATMs anywhere with qualifying checking accounts

  • You’ll maintain the same great low rate on your credit card


 Your existing Visa® cardYour new Mastercard®
Accepted worldwide
No annual fee
Liability protection for unauthorized purchases2
Price protection
Extended warranty
Mastercard Global ServiceTM
Mastercard ID Theft Resolution ServicesTM
Mastercard ID Theft AlertsTM
Mastercard Airport ConciergeTM
Mastercard Priceless CitiesTM
Click here for more information on these exclusive Mastercard benefits

Price Protection
can refund the difference if you buy something and then see it advertised for less within 60 days of the date of purchase.3

Extended Warranty
doubles most manufacturer or U.S. store brand warranties for up to one additional year.3

Mastercard Global ServiceTM
helps you with reporting a lost or stolen card, emergency card replacements or cash advance, ATM locations, and answering questions on your account.3

Mastercard ID Theft Resolution ServicesTM
will guide you through the process every step of the way if you think your identity has been stolen.3

Mastercard ID Theft AlertsTM
tracks thousands of websites to identify if your personal information is being bought or sold online.3

Mastercard Airport ConciergeTM
provides personal assistance with dinner reservations, event tickets, locating hard-to-find items, buying and delivering gifts, and coordinating business-related arrangements.3

Mastercard Priceless CitiesTM
provides early access to premier events and offers in the cities you love.3


It is important that Liberty Financial has your current mailing address, email address, and phone number. Here’s how to make sure your information is up-to-date.


Traveling late October through early November? Be sure to notify Liberty to make other arrangements to receive your new card(s).







CONTACT CENTER: 1-833-226-4007

Important information about your credit card. UPGRADE DATES: NOVEMBER 9-11


Credit card payments can be made at any branch, in online banking, or by calling the contact center throughout the upgrade. If you typically make your payment another way, you will receive more information. For further details, contact any Liberty Financial employee. Due dates will be the 11th of each month beginning December 2018.



You may not be able to view your credit card information online through eZCardInfo during the upgrade timeframe. After the upgrade is complete, you will be able to use Access Point, our new Mastercard credit card portal, to view credit card eStatements, set up alerts, request balance transfers, and more!



Will I receive a new debit or credit card?

Yes. All Liberty Financial debit and credit cards will be reissued beginning at the end of October. Please refer to the important dates above to learn more about when you should receive your new card(s) and when your old Visa card(s) will stop working.

What should I do with my old Visa debit or credit card?

Please destroy your old Visa card(s) once you activate your new Mastercard(s). Important Note: Mastercard credit cards cannot be used until November 11, so do not destroy your Visa credit card until this date!

I am trying to activate my Mastercard debit card and it will not work. What should I do?

Make sure you are calling from the primary number you have on your account. If you are not able to activate your Mastercard debit card using the number on the activation sticker, please call our Contact Center at 1-800-800-9271.

I am trying to activate my Mastercard credit card and it will not work. What should I do?

You will not be able to activate your Mastercard credit card until November 11. Please keep your credit card somewhere safe and call the number on the activation sticker on that day!

What happens if I need to return an item I purchased using my old card?

Returns made on your old Visa debit or credit card(s) will be applied to your new Mastercard.

I submitted a dispute on my old card before this upgrade. What do I need to do?

You do not need to do anything. Your dispute will continue to be processed as normal.

Will my credit card payment due date, interest rate, or other terms change?

Your due date will change from the 10th of each month to the 11th of each month beginning in December 2018. No other credit card terms will change.

How can I make my credit card payment during the upgrade weekend?

You may make your payment in any Liberty Financial branch, by calling our Contact Center, or by transferring funds in Liberty’s online or mobile banking. For questions about other payment methods, please contact a Liberty employee.

Will I still be able to access my credit card through eZCardInfo?

No, you will not be able to access eZCardInfo beginning November 9. We will offer a new credit card portal called Access Point once we upgrade to Mastercard.

What will happen to my credit card eStatements?

You will no longer be able to access eStatements from your old credit card once we complete our upgrade. We advise you to download any statements you may need before November 9. Following the upgrade, we will automatically enroll you in eStatements in our new Access Point credit card portal.

What will happen with the balance on my Visa credit card?

The balance on your Visa credit card will automatically be transferred to your new Mastercard.

What is Mastercard Priceless Cities?

Priceless Cities is a program available exclusively to Mastercard cardholders and provides access to unforgettable experiences in the cities where you live and travel. View current Priceless Cities offers at

1Enrollment required. 2Certain restrictions apply. See for details. 3Consumer cards only. Certain restrictions apply. For details, see Guide to Benefits.

Debit Guide to Benefits | Credit Guide to Benefits | Business Debit & Credit Guide to Benefits