Loan Rates
Looking for the Savings & Checking Rates page? Click here.
Auto Loans4
New / Used Auto
| Model Year | Term | APR as low as |
|---|---|---|
| New - 2017 | Up to 63 Months | 3.74% |
| 66 Months | 4.00% | |
| 72 Months | 4.35%^ | |
| 75 Months | 4.45%^ | |
| 84 Months | 5.04%† | |
| 2016 | 63 Months | 4.25% |
| 66 Months | 4.54% | |
| 72 Months | 4.74%^ | |
| 75 Months | 4.75%^ | |
| 84 Months | 6.00%† |
Used Auto
| Model Year | Term | APR as low as |
|---|---|---|
| 2015 | Up to 63 Months | 4.45% |
| 66 Months | 4.75% | |
| 72 Months | 4.95%^ | |
| 75 Months | 5.00%^ | |
| 2014 | 63 Months | 4.69% |
| 66 Months | 4.74%^ | |
| 72 Months | 4.95%^ | |
| 75 Months | 5.20%^ | |
| 2013 | 63 Months | 4.84% |
| 66 Months | 4.94% | |
| 72 Months | 5.34%^ | |
| 2012 - Older | 63 Months | 5.25% |
| 66 Months | 5.64% |
Motorcycle
| Model Year | Term | APR as low as |
|---|---|---|
| New - 2017 | Up to 63 Months | 5.15% |
| 66 Months | 5.40% | |
| 72 Months | 5.55%^ | |
| 75 Months | 5.80%^ | |
| 84 Months | 6.85%† | |
| 2016 | 63 Months | 5.30% |
| 66 Months | 5.65% | |
| 72 Months | 5.80%^ | |
| 2015 | 63 Months | 5.80% |
| 66 Months | 6.20% | |
| 2014 | 63 Months | 6.20% |
| 2013 | 63 Months | 6.40% |
| 2012 - Older | 60 Months | 7.45% |
Recreational Vehicle / Watercraft
| Model Year | Term | APR as low as |
|---|---|---|
| New - 2017 | Up to 63 Months | 5.15% |
| 66 Months | 5.40% | |
| 72 Months | 5.55%^ | |
| 75 Months | 5.80%^ | |
| 84 Months | 6.85%† | |
| 96 Months | 7.85%† | |
| 120 Months | 8.60%† | |
| 144 Months | 9.85%‡ | |
| 2016 | 63 Months | 5.30% |
| 66 Months | 5.65% | |
| 72 Months | 5.80%^ | |
| 75 Months | 6.00%^ | |
| 84 Months | 6.90%† | |
| 2015 | 63 Months | 5.80% |
| 66 Months | 6.20% | |
| 72 Months | 6.50%^ | |
| 75 Months | 6.75%^ | |
| 2014 | 63 Months | 6.20% |
| 66 Months | 6.25%^ | |
| 72 Months | 6.55%^ | |
| 75 Months | 6.85%^ | |
| 2013 | 63 Months | 6.40% |
| 66 Months | 6.80% | |
| 72 Months | 7.10%^ | |
| 2012 - Older | 60 Months | 7.45% |
| 72 Months (RV Only) | 9.20%^ |
Personal Loans
Loan Rate Discount
Receive 1/4% APR off your new personal or auto loan when you have select Liberty Financial checking accounts.
Personal Loans
| Term | APR |
|---|---|
| 12 Months | 7.84% |
| 24 Months | 8.34% |
| 36 Months | 8.84% |
| 1 Payment | 10.34% |
| 48 Months ($2,500 +) | 9.34% |
| 60 Months ($7,500 +) | 10.34% |
Computer and Non-Titled Collateral
| Term | APR as low as |
|---|---|
| 63 Months | 6.80% |
| 66 Months | 7.30% |
| 72 Months | 7.85%# |
Home Improvement
| Term | APR as low as | |
|---|---|---|
| 60 Months | 8.64% | $12,000 maximum |
Share Pledge
| Term | APR as low as | |
|---|---|---|
| Closed-end | 60 Months | 2.06% |
| 120 Months | 3.06% | |
| Line of Credit | N/A | 2.06% |
Line of Credit / Overdraft Protection
| APR | as | low | as |
|---|---|---|---|
| 11.50% |
Certificate Pledge
| APR |
|---|
| 2.00% above the pledged certificate rate |
Student Loans
When scholarships, grants, and federal aid aren’t enough, private student loans can be a necessary and cost-effective way to fill educational funding gaps. Click here to learn more about financing your education through Liberty Financial.
Member Business Loans
Our Commercial Banking Group is committed to maintaining the high level of personal service that you expect from your credit union. Loans are available to qualifying businesses for numerous purposes. For current rates or more information about member business loans, contact Liberty Financial’s Commercial Banking Group online, or by phone at 1 (833) 226-4007 .
^$12,000 minimum
†$20,000 minimum
‡$30,000 minimum
#72 month loans have a minimum loan amount of $12,000
Click here for a list of our employees registered through the Nationwide Mortgage Licensing System (NMLS) as of September 6, 2019 10:36 pm.
4Vehicles with 100,000 miles or more are subject to a 0.50% APR rate increase.