Share and Checking Account dividend rates may change after the account has been opened. Dividends on share and checking accounts are established and paid monthly at a rate determined by the ETFCU Board of Directors. Dividends are computed on the daily balance and paid monthly for those days in which the minimum balance is on deposit. Fees may reduce earnings.
There is a substantial penalty for failure to comply with certificate requirements. Certificate rates are subject to change without notice. You will be paid this rate until first maturity. These are fixed rate certificate, IRA, and HSA requirements.
^Annual Percentage Yield
#Minimum balance to obtain APY disclosed
*Vertical Checking – Dividends not paid on balances over $20,000. No dividend paid if all monthly requirements are not met or if fewer than 15 debit card transactions post in the month. Monthly requirements include: enrollment in eStatements, one or more online or mobile banking login(s), one or more direct deposit(s) into the account, and 15 or more debit card transactions posted per month. ATM transactions do not qualify. ScoreCard Points are not rewarded on purchases from Vertical Checking
**Platinum Rewards Checking – Account holders qualify for 500 bonus ScoreCard points per month when they meet all of the following requirements: enrollment in eStatements, one or more online or mobile banking login(s), one or more direct deposit into the account, and 15 or more debit card transactions posted per month. ATM transactions do not qualify.
†Requires $5.00 to open account
