Checking Rates

TypesMinimum to Open# of Debit TransactionsDividendAPY^Min Bal to Earn Dividend
Vertical Checking*$2515+3.25%3.30%N/A
Platinum Rewards Checking**$2515+0.005%0.005%$500
Business Dividend Checking$100N/A0.005%0.005%$1,000
Classic Checking$25N/A0.005%0.005%$500
Classic Debit Checking$25N/A0.005%0.005%$500
Health Savings CheckingN/AN/A1.99%2.01%$500
Investor Checking$25N/Atiered dividends based on account balance
$1,000 - $9,999--0.15%0.15%$1,000
$10,000 - $24,999--0.18%0.18%$10,000
$25,000 - $49,999--0.22%0.22%$25,000
$50,000 or more--0.22%0.22%$50,000

Certificate Rates

TermsDividend RateAPY^Minimum Balance #
3 Month Certificate0.35%0.35%$1,000
6 Month Certificate0.45%0.45%$1,000
8 Month Certificate0.50%0.50%$1,000
1 Year Certificate0.55%0.55%$1,000
14 Month Certificate0.65%0.65%$1,000
17 Month Certificate0.70% 0.70%$1,000
18 Month Certificate0.70% 0.70% $1,000
2 Year Certificate0.80%0.80%$1,000
30 Month Certificate0.90%0.90%$1,000
3 Year Certificate0.95%0.95%$1,000
4 Year Certificate1.00%1.00%$1,000
5 Year Certificate1.045%1.05%$1,000
6 Year Certificate1.14%1.15%$1,000

Money Market Share Rates

TiersDividend RateAPY^Minimum Balance #
$1,000 - $9,9990.20%0.20%$1,000
$10,000 - $24,9990.23%0.23%$10,000
$25,000 - $49,9990.27%0.27%$25,000
$50,000 - $99,9990.27%0.27%$50,000
$100,000 and above0.27%0.27%$100,000

Share Accounts

TypesDividend RateAPY^Minimum Balance #
Regular Shares†0.05%0.05%$200
Special Shares0.05%0.05%$200
Christmas Club0.05%0.05%$200
Vacation Club0.05%0.05%$200
IRA/CESA Share Account0.25%0.25%$500

Individual Retirement Account Certificates & Health Savings Account Certificates

IRA

TermsDividend RateAPY^Minimum Balance #
8 Month Fixed0.55%0.55%$1,000
1 Year Fixed0.60% 0.60%$1,000
14 Month Fixed0.70% 0.70%$1,000
17 Month Fixed0.75% 0.75%$1,000
18 Month Fixed0.75% 0.75%$1,000
2 Year Fixed0.85%0.85%$1,000
30 Month Fixed0.95%0.95%$1,000
3 Year Fixed1.00%1.00%$1,000
4 Year Fixed1.045%1.05%$1,000
5 Year Fixed1.09%1.10%$1,000
6 Year Fixed1.19%1.20%$1,000

HSA

TermsDividend RateAPY^Minimum Balance #
Health Savings Checking1.99%2.01%$500
1 Year Fixed0.60% 0.60%$1,000
2 Year Fixed0.85%0.85%$1,000
3 Year Fixed1.00%1.00%$1,000
4 Year Fixed1.045%1.05%$1,000
5 Year Fixed1.09%1.10%$1,000