One of the most difficult parts of buying a home is deciding on the right kind of loan for your particular situation. With all of the options, it can become very frustrating to sort through the details. Two types of loan that you may have heard about are an FHA loan and a USDA loan. […]
There is a lot of talk these days about refinancing home loans. If you’ve watched TV or listened to the radio at all lately, you’ve probably heard commercials regarding mortgage refinancing. However, if you have a USDA loan, you may think that this option doesn’t apply to you. In reality, that is not the case. […]
The government offers a number of different loan assistance programs. However, there is one program that is less-known than others—the USDA Home Loan. The loan program was developed as part of the USDA’s rural development program. The goal of the program is to “improve the economy and quality of life in rural America.” The most […]
A USDA (United States Department of Agriculture) loan is a great option for many potential homebuyers. The reason for this is that there is no down payment required, so buyers all around Louisville, KY can purchase a home even if they don’t have savings. However, for first-time homebuyers, especially, the qualification process can be a […]
With all of the lending options available today, it is understandable that every borrower may not understand each and every type of loan. However, if you are located in any rural area around Louisville, Kentucky, one loan you should learn more about is the USDA loan. It could be a great way for you to […]
Buying a home is a big decision. In addition to choosing just the right place to call home in Louisville, Kentucky, selecting the right type of loan is important too. Each lending option has benefits and drawbacks. You’ll have to look at what features are most important to you so you can make the right […]
One thing I find interesting about my job as a lender is that so many buyers do not realize that they have options! Many times potential homebuyers come into the mortgage lender ready to obtain a home loan, but they do not realize that not all home loans or mortgages are the same. Homebuyers in […]
Does it seem like you’ve been to a lot of housewarming parties lately? Home ownership is once again becoming more financially feasible here in the Louisville area, and it could be your turn to host a cracker, wine and cheese party too. Owning a home is the “American Dream”—now more than ever before. Plus, if […]
