So, you have got plenty of money and couldn’t use a few extra thousand for any reason—right? Chances are, that is not the case. If you are like most people, you could certainly benefit from additional funds. Refinancing your home for a “cash out” option could be the solution you need to help you solve […]
If you purchased your home a few years ago, you were probably just happy to get a loan at all, and the interest rate wasn’t THAT bad, so you signed those documents with no hesitation. However, it seems like everywhere you look today you see LOW-interest rates. The numbers can seem as though they are […]
Have you considered refinancing your home in Louisville KY? If you are paying a huge interest rate, or you want to renovate your house, you have probably already considered refinancing. But, there are other valid reasons to refinance. In fact, one of the best reasons to do so is to lower your monthly payment. Think […]
If you have a mortgage on your current home, you probably receive offers for “refinancing” your loan on a regular basis. The offers vary, and the messages you receive may look and sound different from each other. Refinancing—that means going through a lot of effort, right? Is it worth it? In many cases, yes; it […]
The concept of debt consolidation is attractive to many people. After all, if you have numerous debts, trying to pay every bill every month can be a challenge. In addition, firms that specialize in debt consolidation loans make the loans sound appealing. While consolidation of your debt is often a good idea, in some cases, […]
Refinancing a mortgage—you may have heard of others doing this, but why? Isn’t this only something you do if you are in a financial bind? Actually, no. In fact, usually the best time to consider refinancing is when you are working towards a stable financial future. We’ve put together a list of four reasons why […]
As a loan officer, I may not always be the life of the party full of witty stories about my workday. However, friends and neighbors do come to me regularly with questions about buying homes, mortgages and, more recently, refinancing. It seems with the immediate mortgage crisis beginning to subside that homeowners are starting to […]