Post Category: First Time Home Buyers

First Time Home Buyers Purchasing a Home

Closing Costs – What You Need to Know

As a first time homebuyer in Louisville, Kentucky, you have many things on your mind. It is important to relax and realize that some of the things you may feel are most stressful are not that big of a deal. One of those potential stressors is the idea of paying closing costs. When you’ve already […]

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First Time Home Buyers Mortgages Purchasing a Home

What’s the Mortgage Process Actually Like?

So, you think you’re ready to buy a home? You can probably imagine how the process of choosing a home and even moving into it will go. However, do you know what to expect from the mortgage process? We’ve broken it down into some simplified steps so you can have a better idea of what […]

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Budgeting Credit Credit Repair Mortgages Purchasing a Home

Who are You on Paper?

To your friends, you are the funny guy or girl that everyone likes to invite to the party. To your parents, you are the one who can do no wrong. To your cat, you are “the one with the food.” However, who are you to lenders, creditors, and banks? Who are you on paper? We […]

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First Time Home Buyers Purchasing a Home

Rent or Buy – Making the Right Choice

For many people, renting a home or apartment seems less-risky or easier than buying a home. However, it is important to think through all of the details.  You may find that it makes sense to buy your own place—instead of remaining a renter. We’ve put together a few things you should consider to determine if […]

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First Time Home Buyers Purchasing a Home

Myths About Home Buying

Buying a home is one of the most important steps you will ever take. What this means is that you will get a lot of advice about the process from friends, family, co-workers and possibly even perfect strangers. Some of this advice may be useful, but much of it could be less-than-helpful or even downright […]

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Mortgages Purchasing a Home

Who’s Who When It Comes to Home Buying?

If you are planning to buy a home, you know the process is not something you will do alone. However, you may not realize exactly how many people are actually involved in a home sale until you get started. In fact, the number of individuals can be a bit overwhelming. That’s why we have put […]

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First Time Home Buyers Mortgages Pre-Approval Purchasing a Home

Why Get Pre-Approved?

“Oh, I’ll just wait until I find a house and take care of the financing then…” That could be the one phrase that comes back to haunt you one day. Working in the mortgage industry, I hear from all types of homebuyers—from those who have 20-year plans to those who like living life by the […]

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FHA Loans Mortgages Purchasing a Home USDA Loans VA Loans

Is a Down Payment All That’s Holding You Back From Home Ownership?

Does it seem like you’ve been to a lot of housewarming parties lately? Home ownership is once again becoming more financially feasible here in the Louisville area, and it could be your turn to host a cracker, wine and cheese party too. Owning a home is the “American Dream”—now more than ever before. Plus, if […]

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First Time Home Buyers Holidays Mortgages Purchasing a Home

Making an Offer on Your Dream Home

The holidays are here, and before we know it will 2015. With the New Year approaching fast, some of us are getting itchy feet and are ready to purchase their first home. A new home for the New Year sounds great… but you definitely don’t want to make any decisions you’re not 100% happy with […]

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