Post Category: Conventional Loans

Conventional Loans FHA Loans Kentucky Housing Loans Mortgages

Knowing the lenders in your area: National vs Regional

When you decide to buy a house, one of the biggest decisions you will make is what type of lender to use. Depending on where you live, there could be several lending options. While there are a number of loan products that are available throughout the United States, others are only offered to residents of […]

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Budgeting Credit Credit Repair Mortgages Purchasing a Home

Who are You on Paper?

To your friends, you are the funny guy or girl that everyone likes to invite to the party. To your parents, you are the one who can do no wrong. To your cat, you are “the one with the food.” However, who are you to lenders, creditors, and banks? Who are you on paper? We […]

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First Time Home Buyers Home Improvement Mortgages

So, You’re a Homeowner… Now What

Once you have finally closed on your house, and the movers have arrived with all your belongings, what should you do? Is it time to find the best Thai takeout in the neighborhood and then fall into a carb-induced coma and save unpacking for tomorrow? While that can certainly be tempting, there are a few […]

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Mortgages Refinance

Four Reasons to Consider Refinancing

Refinancing a mortgage—you may have heard of others doing this, but why? Isn’t this only something you do if you are in a financial bind? Actually, no. In fact, usually the best time to consider refinancing is when you are working towards a stable financial future. We’ve put together a list of four reasons why […]

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Down Payment Financing Mortgages

Save Money–Say Goodbye to PMI

Private mortgage insurance or PMI is a must-have for homebuyers who purchase a home without putting down at least 20% isn’t it? While you may have needed to buy it when you signed for your mortgage, once you’re comfortable in your house, it may feel like you would rather spend your hard-earned money on something […]

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Kentucky Housing Loans Mortgages

KHC Loans – An Excellent Opportunity for Kentucky Homebuyers

If you are looking to buy a home, the options can be a bit overwhelming at times. Additionally, even with all those options, it can sometimes feel like there is no way you would qualify for a loan. Luckily, Kentucky residents have an excellent resource to make home buying easier and more affordable—KHC.  KHC (Kentucky […]

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First Time Home Buyers Purchasing a Home

Rent or Buy – Making the Right Choice

For many people, renting a home or apartment seems less-risky or easier than buying a home. However, it is important to think through all of the details.  You may find that it makes sense to buy your own place—instead of remaining a renter. We’ve put together a few things you should consider to determine if […]

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Budgeting Credit Repair

Credit Repair – The Basics

In most cases, purchasing a home involves obtaining a mortgage. To qualify for the amount needed for the home you desire and the best rates, you will need a solid credit score. This number will vary from case to case, but no matter what the number, it never hurts to improve your current standing. We’ve […]

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First Time Home Buyers Purchasing a Home

Myths About Home Buying

Buying a home is one of the most important steps you will ever take. What this means is that you will get a lot of advice about the process from friends, family, co-workers and possibly even perfect strangers. Some of this advice may be useful, but much of it could be less-than-helpful or even downright […]

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Down Payment Mortgages

Understanding Down Payment Assistance Options

Kentucky homebuyers have many options when it comes to choosing a mortgage. Buyers who have a down payment ready to go may have seemingly a world of choices, but even buyers who need some assistance will have opportunities. We have put together a brief guide to two common forms of down payment assistance—so you can […]

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