Post Category: First Time Home Buyers

First Time Home Buyers Purchasing a Home

Closing Costs – What You Need to Know

As a first time homebuyer in Louisville, Kentucky, you have many things on your mind. It is important to relax and realize that some of the things you may feel are most stressful are not that big of a deal. One of those potential stressors is the idea of paying closing costs. When you’ve already […]

Read More

Cash Out Refinance Mortgages

Why Spring is the Prime Time to Refinance

Is there a best time of the year to refinance your mortgage? That’s a question that only you will know the answer to—after all, everyone’s needs are slightly different. However, for many, spring is a premier time to pull the trigger on mortgage refinancing. Why? Consider these three reasons. You’ll have the Best Opportunity to […]

Read More

Down Payment FHA Loans Mortgages USDA Loans VA Loans

When It Comes To Down Payments What Loans Are The Best?

Buying a home is a big decision. In addition to choosing just the right place to call home in Louisville, Kentucky, selecting the right type of loan is important too. Each lending option has benefits and drawbacks. You’ll have to look at what features are most important to you so you can make the right […]

Read More


What You Should Expect From A Mortgage Company

When you start looking to buy a home or refinance your current home, you may be overwhelmed by the options. How can you possibly pick a mortgage lender in Louisville, Kentucky with all of those companies from which to choose? Obviously, you should choose a GREAT mortgage company. Consider these four qualities you should expect […]

Read More

Mortgages Refinance

Take Advantage of Today’s Low Mortgage Rates in Louisville, Kentucky with an Easier Refinance

If you purchased your home a few years ago, you were probably just happy to get a loan at all, and the interest rate wasn’t THAT bad, so you signed those documents with no hesitation. However, it seems like everywhere you look today you see LOW-interest rates. The numbers can seem as though they are […]

Read More

Cash Out Refinance Debt Consolidation Mortgages

Understanding the Costs of Refinancing

Chances are, if you own a home, you receive many solicitations each month trying to convince you to refinance your mortgage. These can seem like they would be an excellent way to save money on your mortgage payment each month or allow you to take out some money up front that you need for home […]

Read More

Budgeting Cash Out Refinance Mortgages

The Refinancing Process

So, you are thinking about refinancing your home. That can be a smart decision for many families. After all, it can save you each month on your mortgage payment or give you money you need to accomplish your goals. However, the process of refinancing can be a bit daunting—if you do not know what to […]

Read More

Budgeting Cash Out Refinance Mortgages

How Refinancing Can Help You Afford a Little More In Louisville, Kentucky

Have you ever thought about refinancing your home? Perhaps you think it is too much work or that the results would not be worth the effort. While the process may seem daunting at first, understand that refinancing your home can change your life. While every refinancing process will be a little different, we would like […]

Read More

First Time Home Buyers Mortgages

Qualifying For Home Loans in Louisville KY: The Basics

Qualifying for a home loan is a long, drawn out process and is full of aggravations—or is it? If you work with a local mortgage banker in Louisville KY who is knowledgeable and experienced, you may find that the process is faster and less stressful than you imagined. While the EXACT process will vary from […]

Read More

Cash Out Refinance Mortgages Refinance

Lower Your Monthly Payments and Invest In Your Life

Have you considered refinancing your home in Louisville KY? If you are paying a huge interest rate, or you want to renovate your house, you have probably already considered refinancing. But, there are other valid reasons to refinance. In fact, one of the best reasons to do so is to lower your monthly payment. Think […]

Read More