Post Category: First Time Home Buyers

First Time Home Buyers Mortgages Student Debt

So You Have Student Debt – Does This Mean You’re Stuck In a Rental?

Student debt can be overwhelming for many individuals. Whether you are 22 and just out of college or you decided to pursue a higher degree, education today is not cheap. Therefore, it is quite likely that you will finish your schooling with a degree in hand and debt on your mind. What does student debt […]

Read More

First Time Home Buyers Loan Officers Mortgages

The Importance of a Good Loan Officer – Yes, It Matters!

When you decide to buy a home, who makes it happen? Who is in charge of the magic that drives the sale? If you said the real estate agent, you would be wrong! While a real estate agent is very important in the purchase or sale of a home, they don’t make the magic happen. […]

Read More

First Time Home Buyers Home Improvement Mortgages

So, You’re a Homeowner… Now What

Once you have finally closed on your house, and the movers have arrived with all your belongings, what should you do? Is it time to find the best Thai takeout in the neighborhood and then fall into a carb-induced coma and save unpacking for tomorrow? While that can certainly be tempting, there are a few […]

Read More

First Time Home Buyers Purchasing a Home

Rent or Buy – Making the Right Choice

For many people, renting a home or apartment seems less-risky or easier than buying a home. However, it is important to think through all of the details.  You may find that it makes sense to buy your own place—instead of remaining a renter. We’ve put together a few things you should consider to determine if […]

Read More

First Time Home Buyers Purchasing a Home

Myths About Home Buying

Buying a home is one of the most important steps you will ever take. What this means is that you will get a lot of advice about the process from friends, family, co-workers and possibly even perfect strangers. Some of this advice may be useful, but much of it could be less-than-helpful or even downright […]

Read More

Conventional Loans First Time Home Buyers Mortgages

4 Financial Perks for First Time Home Buyers

Buying a house for the first time can be insanely scary. After all, it will likely be the biggest investment of your lifetime and the process is quite daunting. However, there are many perks too (outside of simply becoming a homeowner!) Consider these four financial incentives available for first-time homebuyers. Loans Targeting First Time Homebuyers – […]

Read More

First Time Home Buyers Mortgages Pre-Approval Purchasing a Home

Why Get Pre-Approved?

“Oh, I’ll just wait until I find a house and take care of the financing then…” That could be the one phrase that comes back to haunt you one day. Working in the mortgage industry, I hear from all types of homebuyers—from those who have 20-year plans to those who like living life by the […]

Read More

Budgeting First Time Home Buyers Mortgages

Setting a Budget in 4 Easy Steps

Buying your first home is an exciting time! For some, purchasing a first home can mean a step toward independence. For others, it means transitioning from paying rent to someone else, and instead making an investment in ownership. Whatever the excitement and motivation, first time home buying can also be very overwhelming! If you are […]

Read More

First Time Home Buyers Holidays Mortgages Purchasing a Home

Making an Offer on Your Dream Home

The holidays are here, and before we know it will 2015. With the New Year approaching fast, some of us are getting itchy feet and are ready to purchase their first home. A new home for the New Year sounds great… but you definitely don’t want to make any decisions you’re not 100% happy with […]

Read More

Budgeting First Time Home Buyers Mortgages

How to Find the Right Home, The First Time

Who knew there were so many factors in finding the right home?  Certainly not me!  Sure, I had an idea of what I wanted and where I’d like to live, but wow, there are so many other things to consider when purchasing a new home. A home is about more than the number of bedrooms […]

Read More