Post Category: First Time Home Buyers

First Time Home Buyers USDA Loans

First Time Homebuyers and USDA Loans

The government offers a number of different loan assistance programs. However, there is one program that is less-known than others—the USDA Home Loan. The loan program was developed as part of the USDA’s rural development program. The goal of the program is to “improve the economy and quality of life in rural America.” The most […]

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First Time Home Buyers Mortgages USDA Loans

How Can I Qualify For USDA Loans?

A USDA (United States Department of Agriculture) loan is a great option for many potential homebuyers. The reason for this is that there is no down payment required, so buyers all around Louisville, KY can purchase a home even if they don’t have savings. However, for first-time homebuyers, especially, the qualification process can be a […]

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First Time Home Buyers Loans Mortgages

Which Home Loan Is Right For Me?

So, you are thinking about making the leap—you want to buy a home. You probably know that there are several options for home loans available today. While many people choose a “conventional loan,” perhaps your needs are anything but conventional. How do you decide if a conventional, USDA, FHA or other loan is right for […]

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First Time Home Buyers Purchasing a Home

Closing Costs – What You Need to Know

As a first time homebuyer in Louisville, Kentucky, you have many things on your mind. It is important to relax and realize that some of the things you may feel are most stressful are not that big of a deal. One of those potential stressors is the idea of paying closing costs. When you’ve already […]

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First Time Home Buyers Mortgages

Qualifying For Home Loans in Louisville KY: The Basics

Qualifying for a home loan is a long, drawn out process and is full of aggravations—or is it? If you work with a local mortgage banker in Louisville KY who is knowledgeable and experienced, you may find that the process is faster and less stressful than you imagined. While the EXACT process will vary from […]

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First Time Home Buyers Mortgages Purchasing a Home

What’s the Mortgage Process Actually Like?

So, you think you’re ready to buy a home? You can probably imagine how the process of choosing a home and even moving into it will go. However, do you know what to expect from the mortgage process? We’ve broken it down into some simplified steps so you can have a better idea of what […]

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First Time Home Buyers Loans Mortgages

How Can I Afford a Home Loan?

Whether you are thinking about getting away from that less-than-wonderful rental or you just feel that it is time to start thinking about the future, buying a house can be a great solution. However, few things in life are scarier than the idea of a mortgage. After all, this is an obligation that you CANNOT […]

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Financing First Time Home Buyers Mortgages

Are You Ready? A Quick Financial Quiz for Those Considering a Home Loan

You’ve read all about mortgages online. You’ve talked to your friends, family members or perhaps your significant other. You may have even asked your financial advisor for advice. However, you are still not sure if you are ready to buy a home and lock yourself in to years of house payments. This is understandable! Buying […]

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Community First Time Home Buyers Mortgages

Tiny Home or Mansion? Shopping for Homes that Match your Lifestyle

Spend a little time browsing cable TV and you are sure to find a program that features a young professional, newly married couple or perhaps a pair of retirees looking to buy a new home. The real estate agent takes the buyer out to tour homes and thirty minutes later; the buyer has found the […]

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First Time Home Buyers Loans Mortgages

Find a Home First? Get a Loan First? – What Should I Do?

Buying a home is one of the biggest decisions you will make. There are so many details to think about and you have a lot on your mind! The first thing you need to do is find the home of your dreams, and then work out the details, right? Actually, there is a better way […]

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