Post Category: Conventional Loans

Conventional Loans FHA Loans Mortgages

Comparing Loans – FHA Vs. Conventional

When you are shopping for a home, you are likely focused on finding the right place—a home that meets your needs and has some of your wants, in a convenient location. However, just as important is making sure that the mortgage you choose to pay for this home will not cause you undue stress—today or […]

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FHA Loans Mortgages USDA Loans

USDA Loans vs. FHA Loans – A Quick Comparison

One of the most difficult parts of buying a home is deciding on the right kind of loan for your particular situation. With all of the options, it can become very frustrating to sort through the details. Two types of loan that you may have heard about are an FHA loan and a USDA loan. […]

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FHA Loans Mortgages

Who Approves FHA Loans?

The FHA (Federal Housing Administration) issues home loans that are backed by the government. For many borrowers, these are an excellent choice since they have lower interest rates and qualification is a possibility even for those with less-than-perfect credit. As a potential homeowner, you may be interested in the process so you can discover if […]

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Down Payment FHA Loans Mortgages USDA Loans VA Loans

When It Comes To Down Payments What Loans Are The Best?

Buying a home is a big decision. In addition to choosing just the right place to call home in Louisville, Kentucky, selecting the right type of loan is important too. Each lending option has benefits and drawbacks. You’ll have to look at what features are most important to you so you can make the right […]

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Conventional Loans FHA Loans Kentucky Housing Loans Mortgages

Knowing the lenders in your area: National vs Regional

When you decide to buy a house, one of the biggest decisions you will make is what type of lender to use. Depending on where you live, there could be several lending options. While there are a number of loan products that are available throughout the United States, others are only offered to residents of […]

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FHA Loans Mortgages

FHA Loans and Your Credit Score – The Basics

For well qualified homebuyers, the number of home loan options can seem almost overwhelming. However, for those who have struggled with bad credit or who have no credit, there are fewer options than you may think. However, an FHA loan is often the one solution that is mentioned again and again as a possibility—even for […]

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Conventional Loans FHA Loans Kentucky Housing Loans Mortgages USDA Loans

Four Popular Loan Options for Kentucky Buyers

One thing I find interesting about my job as a lender is that so many buyers do not realize that they have options! Many times potential homebuyers come into the mortgage lender ready to obtain a home loan, but they do not realize that not all home loans or mortgages are the same. Homebuyers in […]

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FHA Loans Mortgages Purchasing a Home USDA Loans VA Loans

Is a Down Payment All That’s Holding You Back From Home Ownership?

Does it seem like you’ve been to a lot of housewarming parties lately? Home ownership is once again becoming more financially feasible here in the Louisville area, and it could be your turn to host a cracker, wine and cheese party too. Owning a home is the “American Dream”—now more than ever before. Plus, if […]

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FHA Loans Mortgages

5 Undeniable Reasons to Love FHA Loans

If you are planning to borrow for a home purchase, here are five reasons why you will love an FHA loan: 1. FHA has low down payment requirements (as low as 3.5% of the purchase price). When you apply for an FHA loan you also have the flexibility on acceptable sources used for a down […]

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