Earn 3.30% APY!
Enjoy free ATMs worldwide and no monthly service fee.
Cutting-edge online and mobile banking services!


Open your Vertical Checking account and start earning today!


Earn a high-interest rate each month you meet these easy requirements:


15+ debit card purchases

1+ direct deposit into the account

1+ online or mobile banking login

Receive electronic statements

Enjoy the convenience of eStatements for free! Click here to enroll or learn more.

Receive a discounted rate on new loans when you have select Liberty Financial checking accounts!

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Upgrade your existing Liberty checking account and start earning 3.30% APY!



Protect your account against declined debit card transactions.

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One Place. One Password. All of Your Financial Data.

With the Liberty Financial Mobile App, manage all of your accounts—including those held outside Liberty Financial—in one place, with one password. You can also transfer funds, deposit checks, create budgets, pay bills, apply for a loan, and more.


Open your account today and start earning 3.30% APY plus FREE ATMs anywhere!

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Investopedia, a financial website headquartered in New York City, named Vertical Checking the nation’s Best Joint Checking Account for Debit Users in December 2020. It recognized Liberty Financial as its Best Credit Union for Checking in February 2021. Investopedia, LLC, About, Inc. is a part of the Dotdash publishing family.

Annual Percentage Yield accurate as of 05/03/2021. Rate subject to change. Fees or other conditions could reduce earnings on the account. Minimum $25 required to open. Contact an employee for further information about applicable terms and fees. Applicable on balances up to $20,000. 3.30% APY dividend will not be paid if all services are not used or if fewer than 15 debit purchases post in the month. Debit transactions typically post within two business days and may vary based on merchant processing. ATM transactions do not qualify as debit card purchases. ScoreCard points are not rewarded on purchases from Vertical Checking. Online and mobile banking logins and eStatements enrollment are reported and counted the next business day.  To help you balance your checkbook, click here to open a check reconciliation form along with error resolution notification information. Must meet account requirements to receive ATM fee reimbursement. ATM withdrawal must be from the qualifying Vertical or Platinum Rewards Checking account. ATM fee reimbursement limited to $15 per account per month. Fees reimbursed based on transaction details obtained by the ATM provider.