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The best checking account is now even better!


NEW! Earn 3.30% APY!
Enjoy free ATMs worldwide and no monthly service fee.
Cutting-edge online and mobile banking services!


Open your Vertical Checking account and start earning today!


Earn a high-interest rate each month you meet these easy requirements:


15+ debit card purchases

1+ direct deposit into the account

1+ online or mobile banking login

Receive electronic statements

Enjoy the convenience of eStatements for free! Click here to enroll or learn more.

Receive a discounted rate on new loans when you have select Liberty Financial checking accounts!

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Upgrade your existing Liberty checking account and start earning 3.30% APY!



Protect your account against declined debit card transactions.

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Vertical Checking lets you earn 3.30% APY!1 That's higher than most banks' best certificate rates. With FREE ATM's2 worldwide you can simply use any other financial institution's ATM and Liberty will refund any usage fees up to $15 per month. libertyfinancial_vertical-checking checkingthatpays freeatms Your checking account is the key to an even lower rate on your new loan. 1/8% APR off your mortgage loan when you set your mortgage loan payments to be automatically paid from your Liberty checking account.3 loanrate 1/4% APR off any new personal, auto, or recreational vehicle loan when you have Liberty’s free Vertical Checking or Platinum Rewards Checking. lineblue Liberty Financial's Mobile App lets you view and manage all of your accounts, deposit checks, pay bills, and apply for a loan all in one place. Make mobile payments with: cuttingedge2 digitalwallets


One Place. One Password. All of Your Financial Data.

With the Liberty Financial Mobile App, manage all of your accounts—including those held outside Liberty Financial—in one place, with one password. You can also transfer funds, deposit checks, create budgets, pay bills, apply for a loan, and more.


Open your account today and start earning 3.30% APY plus FREE ATMs anywhere!

open your account online

Annual Percentage Yield accurate as of 07/01/2019. Rate subject to change. Fees or other conditions could reduce earnings on the account. Minimum $25 required to open. Contact an employee for further information about applicable terms and fees. Applicable on balances up to $20,000. 3.30% APY dividend will not be paid if all services are not used or if fewer than 15 debit purchases post in the month. Debit transactions typically post within two business days and may vary based on merchant processing. ATM transactions do not qualify as debit card purchases. ScoreCard points are not rewarded on purchases from Vertical Checking. Online and mobile banking logins and eStatements enrollment are reported and counted the next business day.  To help you balance your checkbook, click here to open a check reconciliation form along with error resolution notification information. Must meet account requirements to receive ATM fee reimbursement. ATM fee reimbursement limited to $15 per account per month.