Mortgages Renovation Inspiration

Tips for Living with Renovation Dust

utilityBefore our home renovation project took off we used a small room that was perfect for housing all of our tools and equipment. John organized the room nicely, complete with a pegboard of hooks. It was photograph and magazine publication worthy of the perfect nook with anything you could think of to complete any home project. I regret not documenting this moment, but I digress.

Now that we are totally immersed in our home renovation project the little room that was once organized and tidy has expanded to another room and even the front door area. Tools get used and placed out of the way but not back to their home. To be honest, the front part of our house looks rightfully crazy.

The crazy part to all of this is that the clutter doesn’t bother either of us. It all boils down to the cleanliness of the hub of the house, the kitchen. Keeping an organized and clean kitchen is what keeps us sane (especially me, the main cook!). If the kitchen was in chaos, much like the entryway of our house, then my mind would be in chaos. If you’re conquering a home renovation project (bravo to you) do yourself a favor and keep the hub of your house clean. This will keep you sane, I promise.

Secondly, it’s important to have the mindset of “Rome wasn’t built in a day”. Home renovations take time, no matter the scale of your project. Having the mindset of this is a marathon and not a sprint will also help you cope. Without a doubt, there are sacrifices with home renovations and having a white glove clean house is one of them but the outcome is totally worth it.

Liberty Financial in Louisville, KY can make your home renovations possible with two options. The first option is Cash Out Refinance which is a replacement of your original mortgage and with typically lower interest rates. Another option to expand your home renovation budget is the Home Equity Line of Credit (HELOC) option. HELOC is essentially a line of credit secured by your home and the interest is usually tax deductible. Liberty Financial can help you decide which option is right for you. Give us a call today and we can help you make those home renovation dreams come true! Afterall, living with the dust isn’t that bad!

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*Subject to credit approval.  Collateral restrictions may apply.  Adequate property insurance is required for all home equity lines of credit.  Actual interest rate may vary based on credit history.